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 We understand automobile insurance is a necessary evil. In Ontario, you are required to carry it to operate your car, however, we have yet to see anyone who is happy to pay for it. We understand this and our best solution is to offer the best prices for auto insurance in the province. We have made an effort to have relationships with insurance companies that recognize your good driving record and reward you for it. However, we also know that accidents happen, and as such, our companies have the best accident forgiveness products available and we offer solutions for drivers who have run into some bad luck.
Our job, as we see it, is to provide you with as many options available to keep your premiums low with many as many payment methods as possible. This allows you to manage your premium and not have to compromise your coverage.
We realize that your car may not be the only thing in your garage. You can also expect competive prices on A.T.V.'s, snowmobiles, and motorcycles.
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 Having a loss at your home is one the most traumatic things that can happen in your life. Trust us, we have seen enough fires, break-ins, and falling trees to know that having proper house insurance coverage is one of the most important steps you can take in home ownership. We take pride when people carry their home insurance with us because we see it as a sign of trust. Our clients know that their biggest asset is properly protected because we make it a priority to inspect every property we insure.
Most online insurance providers write risks that they have never seen. We not only want to see your home, we want to point out to you the potential exposures we see so that we can properly address and cover them for you. Peace of mind is an important part of what we do and we feel it best achieved by not only setting your insurance up with a good company, but also proving to you that we know what we are talking about.
We realize that house insurance is usually not a stand alone proposition. Your garage, your boat, your barn are all part of your residence and we offer coverage for almost every exposure you have.
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Commercial insurance is a complex animal. Unlike cars or houses, every business is different and carries its own unique exposures. Living in a progressive area like Muskoka, we see not only the small "Mom and Pop" businesses, but also large and complex multi-tiered companies.
The unique population, terrain and weather in our area allows for many different types of business. We insure contractors from every field. We have retail and wholesale clients. We have clients that are manufacturers and we have clients that operate home based businesses. There is not a risk that we are adverse to looking at, and we have developed close relationships with our companies so that we can approach them to write whatever business you may be in.
We realize your insurance premium can be a large part of your business expense and we hope to prove to you that there is a value added component to your policy. Not only are you expecting a competitive rate, but you should also be expecting competitive service. Your business needs change throughout the course of your career and so do your insurance requirements. A policy is a promise that we will be there for you through those changes. |
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 We live in cottage country. We know how important your cottage is to you. It is your home away from home and whether it has been in your family for many years, or a new purchase, your cottage has a unique set of exposures that need to be insured.
Over the years, we have seen every shape and size of cottage. From very rustic to very contemporary, from simple summer getaway, to a full service year round destination point, we have companies that provide insurance packages to address these different styles.
Thinking about falling trees and break-ins is not really part of the cottage experience, but, unfortunately, our job is to make you aware of these risks and suggest coverage to protect you against them.
We also know that your cottage is also home to your cottage toys. This is why we offer great rates for boats, snowmobiles and A.T.V.'s. |
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Our Services